ZIONP | Zions Bancorporation, National Association Stock Financials Income Statements Annual

(Stock Exchange: NASDAQ)

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Financial Year End	2023-12-31	2023-09-30	2023-06-30	2022-12-31	2022-06-30	2021-12-31	2021-06-30	2020-12-31	2020-06-30	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31
Revenue	4.63B	3.26B	3.34B	3.34B	2.91B	2.91B	2.79B	2.79B	2.83B	2.83B	2.78B	2.61B	2.38B	2.09B	2.19B	2.03B	2.15B	2.25B	2.17B	2.53B	2.16B	2.29B	2.32B	1.80B	1.59B	1.59B	1.41B	1.37B	1.09B	1.01B
Cost of Revenue	1.92B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	2.71B	3.26B	3.34B	3.34B	2.91B	2.91B	2.79B	2.79B	2.83B	2.83B	2.78B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Expenses	522.00M	N/A	39.00M	39.00M	-1.47B	-1.47B	-2.12B	-2.12B	-1.78B	-1.78B	-1.39B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Admin	1.40B	1.40B	1.32B	1.32B	1.17B	1.17B	1.13B	1.13B	1.19B	1.19B	1.15B	1.09B	1.04B	1.03B	1.01B	974.30M	954.78M	965.38M	952.15M	974.34M	898.54M	863.32M	811.22M	595.27M	551.05M	509.77M	498.61M	464.23M	374.71M	365.20M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Operating Expenses	-522.00M	N/A	-1.28B	-1.28B	-2.64B	-2.64B	-3.25B	-3.25B	-2.97B	-2.97B	-2.53B	N/A	N/A	N/A	N/A	N/A	N/A	33.68M	85.36M	280.46M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	1.15B	1.09B	1.34B	1.34B	1.45B	1.45B	672.00M	672.00M	1.05B	1.05B	1.39B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Expenses / Income	886.00M	N/A	-185.00M	-185.00M	N/A	1.45B	N/A	672.00M	N/A	1.05B	-251.00M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Before Tax Income	886.00M	1.09B	1.15B	1.15B	1.45B	1.45B	672.00M	672.00M	1.05B	1.05B	1.14B	936.00M	704.91M	451.86M	621.42M	406.43M	541.57M	521.27M	-403.17M	-1.62B	-314.70M	737.50M	912.92M	743.54M	626.11M	553.34M	484.81M	447.98M	241.37M	303.60M
Income Tax Expenses	206.00M	257.00M	245.00M	245.00M	317.00M	317.00M	133.00M	133.00M	237.00M	237.00M	259.00M	344.00M	235.86M	142.39M	222.96M	142.98M	193.42M	198.58M	-106.82M	-401.34M	-43.37M	235.74M	317.95M	263.42M	220.13M	213.75M	167.70M	157.80M	79.66M	109.50M
Net Income	680.00M	838.00M	880.00M	907.00M	859.00M	1.13B	539.00M	539.00M	816.00M	816.00M	884.00M	592.00M	469.05M	309.47M	398.46M	263.79M	349.52M	323.80M	-292.73M	-1.22B	-266.27M	493.75M	583.12M	480.12M	405.99M	337.82M	256.28M	283.02M	161.71M	194.10M
Interest Expenses	277.00M	1.17B	185.00M	185.00M	59.00M	59.00M	153.00M	153.00M	411.00M	411.00M	251.00M	127.00M	86.97M	118.21M	173.00M	245.08M	306.78M	432.40M	592.46M	617.79M	1.00B	1.32B	1.05B	548.91M	330.64M	303.89M	420.78M	642.16M	822.80M	617.80M
Basic Shares Outstanding	147.75M	N/A	150.06M	150.06M	159.91M	159.91M	163.74M	163.74M	175.98M	175.98M	206.50M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Diluted Shares Outstanding	147.76M	N/A	150.27M	150.27M	160.23M	160.23M	165.61M	165.61M	186.50M	186.50M	206.50M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EBITDA	1.15B	1.23B	1.45B	1.45B	1.43B	1.43B	758.00M	758.00M	1.24B	1.24B	1.59B	1.24B	914.96M	721.16M	923.07M	782.46M	1.06B	1.25B	565.66M	-786.62M	832.82M	2.18B	2.09B	1.39B	1.05B	950.00M	931.85M	1.20B	1.18B	1.01B
EBITDA Margin	24.89%	37.89%	43.36%	43.36%	49.19%	49.19%	27.18%	27.18%	43.79%	43.79%	57.05%	47.60%	38.40%	34.47%	42.18%	38.47%	49.46%	55.66%	26.09%	-31.06%	38.51%	94.92%	90.17%	77.39%	66.04%	59.91%	66.00%	87.88%	107.94%	100.40%
EBIT	1.16B	2.26B	1.31B	1.34B	1.24B	1.50B	825.00M	825.00M	1.46B	1.46B	1.39B	1.06B	791.87M	570.07M	794.42M	651.85M	849.71M	954.78M	192.91M	-999.66M	692.62M	2.05B	1.95B	1.29B	956.75M	855.47M	844.76M	1.08B	1.06B	921.40M
EBIT Margin	25.13%	69.45%	39.26%	40.07%	42.43%	51.70%	29.58%	29.58%	51.66%	51.66%	50.11%	40.74%	33.23%	27.25%	36.30%	32.05%	39.49%	42.35%	8.90%	-39.47%	32.03%	89.48%	84.39%	71.79%	60.08%	53.95%	59.83%	79.14%	97.41%	91.41%
Financial Year End	2023-12-31	2023-09-30	2023-06-30	2022-12-31	2022-06-30	2021-12-31	2021-06-30	2020-12-31	2020-06-30	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31