ZION | Zions Bancorporation, National Association Stock Financials Income Statements Annual

(Stock Exchange: NASDAQ)

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Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31
Revenue	4.63B	3.34B	2.91B	2.79B	2.83B	2.78B	2.61B	2.38B	2.09B	2.19B	2.03B	2.15B	2.25B	2.17B	2.53B	2.16B	2.29B	2.32B	1.80B	1.59B	1.59B	1.41B	1.37B	1.09B	1.01B	744.50M	495.00M	371.40M	313.70M	271.80M
Cost of Revenue	1.92B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	2.71B	3.34B	2.91B	2.79B	2.83B	2.78B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Expenses	522.00M	39.00M	-1.47B	-2.12B	-1.78B	-1.39B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Admin	1.40B	1.32B	1.17B	1.13B	1.19B	1.15B	1.09B	1.04B	1.03B	1.01B	974.30M	954.78M	965.38M	952.15M	974.34M	898.54M	863.32M	811.22M	595.27M	551.05M	509.77M	498.61M	464.23M	374.71M	365.20M	261.50M	167.40M	123.40M	108.20M	93.30M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Operating Expenses	-522.00M	-1.28B	-2.64B	-3.25B	-2.97B	-2.53B	N/A	N/A	N/A	N/A	N/A	N/A	33.68M	85.36M	280.46M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	1.15B	1.34B	1.45B	672.00M	1.05B	1.39B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Expenses / Income	886.00M	-185.00M	1.45B	672.00M	1.05B	-251.00M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Before Tax Income	886.00M	1.15B	1.45B	672.00M	1.05B	1.14B	936.00M	704.91M	451.86M	621.42M	406.43M	541.57M	521.27M	-403.17M	-1.62B	-314.70M	737.50M	912.92M	743.54M	626.11M	553.34M	484.81M	447.98M	241.37M	303.60M	217.70M	187.60M	153.50M	122.30M	94.70M
Income Tax Expenses	206.00M	245.00M	317.00M	133.00M	237.00M	259.00M	344.00M	235.86M	142.39M	222.96M	142.98M	193.42M	198.58M	-106.82M	-401.34M	-43.37M	235.74M	317.95M	263.42M	220.13M	213.75M	167.70M	157.80M	79.66M	109.50M	70.90M	65.20M	52.10M	41.00M	30.90M
Net Income	680.00M	907.00M	1.13B	539.00M	816.00M	884.00M	592.00M	469.05M	309.47M	398.46M	263.79M	349.52M	323.80M	-292.73M	-1.22B	-266.27M	493.75M	583.12M	480.12M	405.99M	337.82M	256.28M	283.02M	161.71M	194.10M	146.80M	122.40M	101.40M	81.30M	63.80M
Interest Expenses	277.00M	185.00M	59.00M	153.00M	411.00M	251.00M	127.00M	86.97M	118.21M	173.00M	245.08M	306.78M	432.40M	592.46M	617.79M	1.00B	1.32B	1.05B	548.91M	330.64M	303.89M	420.78M	642.16M	822.80M	617.80M	432.30M	330.50M	218.50M	203.50M	155.40M
Basic Shares Outstanding	147.75M	150.06M	159.91M	163.74M	175.98M	206.50M	200.78M	203.85M	203.26M	192.21M	183.84M	183.08M	182.39M	165.96M	124.44M	108.91M	107.36M	106.06M	91.19M	89.66M	90.05M	91.57M	91.20M	87.12M	85.69M	76.99M	64.63M	59.23M	58.87M	58.40M
Diluted Shares Outstanding	147.76M	150.27M	160.23M	165.61M	186.50M	206.50M	209.65M	204.27M	203.70M	192.79M	184.30M	183.24M	182.60M	165.96M	124.44M	109.14M	108.52M	108.03M	92.99M	90.88M	90.73M	92.08M	92.17M	87.12M	85.88M	76.99M	64.76M	59.23M	58.87M	58.40M
EBITDA	1.15B	1.45B	1.43B	758.00M	1.24B	1.59B	1.24B	914.96M	721.16M	923.07M	782.46M	1.06B	1.25B	565.66M	-786.62M	832.82M	2.18B	2.09B	1.39B	1.05B	950.00M	931.85M	1.20B	1.18B	1.01B	702.10M	549.60M	393.90M	343.90M	267.80M
EBITDA Margin	24.89%	43.36%	49.19%	27.18%	43.79%	57.05%	47.60%	38.40%	34.47%	42.18%	38.47%	49.46%	55.66%	26.09%	-31.06%	38.51%	94.92%	90.17%	77.39%	66.04%	59.91%	66.00%	87.88%	107.94%	100.40%	94.30%	111.03%	106.06%	109.63%	98.53%
EBIT	1.16B	1.34B	1.50B	825.00M	1.46B	1.39B	1.06B	791.87M	570.07M	794.42M	651.85M	849.71M	954.78M	192.91M	-999.66M	692.62M	2.05B	1.95B	1.29B	956.75M	855.47M	844.76M	1.08B	1.06B	921.40M	650.00M	518.10M	372.00M	325.80M	250.10M
EBIT Margin	25.13%	40.07%	51.70%	29.58%	51.66%	50.11%	40.74%	33.23%	27.25%	36.30%	32.05%	39.49%	42.35%	8.90%	-39.47%	32.03%	89.48%	84.39%	71.79%	60.08%	53.95%	59.83%	79.14%	97.41%	91.41%	87.31%	104.67%	100.16%	103.86%	92.02%
Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31