STEL | Stellar Bancorp, Inc. Stock Financials Income Statements Annual

(Stock Exchange: NASDAQ)

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Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31
Revenue	461.32M	309.31M	140.64M	141.94M	152.88M	137.37M	120.34M	115.26M	109.87M
Cost of Revenue	-129.50M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	590.82M	309.31M	140.64M	141.94M	152.88M	137.37M	120.34M	115.26M	109.87M
Operating Expenses	461.32M	6.04M	-95.12M	-109.55M	-90.80M	-67.62M	-64.08M	-67.63M	-67.29M
Selling, General & Admin	171.69M	114.93M	80.56M	65.83M	66.70M	62.34M	57.63M	52.79M	50.11M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Operating Expenses	289.63M	-48.73M	-175.69M	-175.38M	-157.50M	-129.97M	-121.71M	-120.43M	-117.39M
Operating Income	177.44M	96.56M	45.52M	32.40M	62.09M	69.75M	56.26M	47.62M	42.58M
Other Expenses / Income	-15.55M	-24.14M	-2.01M	N/A	-32.00K	31.00K	1.32M	1.45M	-1.37M
Before Tax Income	161.88M	62.52M	45.52M	32.40M	62.09M	58.65M	44.02M	39.22M	34.93M
Income Tax Expenses	31.39M	11.09M	9.92M	6.03M	11.57M	11.36M	16.45M	12.01M	10.79M
Net Income	130.50M	51.43M	35.60M	26.36M	50.52M	47.29M	27.57M	27.21M	24.14M
Interest Expenses	154.06M	34.04M	5.93M	10.09M	17.41M	11.10M	8.88M	8.40M	7.65M
Basic Shares Outstanding	53.23M	34.74M	28.66M	28.96M	24.93M	24.86M	22.46M	21.84M	21.84M
Diluted Shares Outstanding	53.31M	35.01M	28.87M	29.14M	25.05M	25.02M	22.57M	22.33M	22.33M
EBITDA	196.35M	N/A	N/A	38.00M	67.53M	62.95M	48.46M	43.65M	39.87M
EBITDA Margin	42.56%	0.00%	0.00%	26.77%	44.17%	45.82%	40.27%	37.87%	36.29%
EBIT	315.94M	96.56M	51.44M	42.48M	79.50M	69.75M	52.91M	47.62M	42.58M
EBIT Margin	68.49%	31.22%	36.58%	29.93%	52.00%	50.78%	43.97%	41.32%	38.76%
Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31