CFR-PB | Cullen/Frost Bankers, Inc. Stock Financials Income Statements Annual

(Stock Exchange: NYSE)

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Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31
Revenue	1.99B	220.38M	1.37B	1.44B	1.37B	1.31B	1.20B	1.13B	1.07B	1.01B	923.37M	893.65M	871.78M	845.49M	830.38M	821.35M	786.97M	709.91M	621.64M	556.55M	529.12M	514.74M	509.11M	493.63M	454.10M	406.70M	306.50M	273.60M	240.00M	213.10M
Cost of Revenue	-230.51M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	2.22B	220.38M	1.37B	1.44B	1.37B	1.31B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Expenses	-1.51B	88.61M	-882.06M	-1.09B	-868.44M	-707.19M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Admin	788.22M	596.31M	489.76M	473.51M	471.38M	444.03M	476.17M	451.96M	438.97M	409.54M	387.58M	364.30M	317.68M	312.39M	311.68M	273.16M	257.08M	237.01M	207.64M	207.83M	184.94M	173.84M	180.26M	167.81M	152.60M	132.70M	98.60M	87.10M	69.10M	62.90M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Operating Expenses	-2.29B	-210.31M	-1.37B	-1.56B	-1.34B	-1.20B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	712.37M	1.01B	489.54M	351.32M	499.47M	601.99M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Expenses / Income	712.37M	-346.03M	489.54M	351.32M	499.47M	-93.31M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Before Tax Income	712.37M	668.83M	489.54M	351.32M	499.47M	508.68M	408.36M	341.41M	319.80M	336.02M	290.88M	308.48M	286.24M	266.34M	232.75M	296.88M	309.86M	285.41M	244.39M	209.02M	192.54M	180.05M	116.47M	166.25M	148.60M	117.60M	98.70M	85.80M	71.30M	57.60M
Income Tax Expenses	114.40M	89.68M	46.46M	20.17M	55.87M	53.76M	44.21M	37.15M	40.47M	58.05M	53.02M	70.52M	68.70M	57.58M	53.72M	89.62M	97.79M	91.82M	78.97M	67.69M	62.04M	57.82M	38.56M	57.43M	51.00M	42.00M	35.20M	30.80M	25.00M	20.20M
Net Income	597.97M	579.15M	443.08M	331.15M	443.60M	454.92M	364.15M	304.26M	279.33M	277.98M	237.87M	237.95M	217.53M	208.76M	179.03M	207.25M	212.07M	193.59M	165.42M	141.32M	130.50M	116.99M	80.92M	108.82M	97.60M	75.60M	63.50M	55.00M	46.30M	37.40M
Interest Expenses	659.05M	184.44M	23.90M	45.03M	129.78M	93.31M	26.52M	12.08M	12.86M	14.54M	21.95M	26.75M	41.24M	53.88M	86.36M	141.63M	250.11M	214.80M	118.56M	62.11M	55.19M	75.86M	144.76M	189.57M	150.60M	160.10M	127.50M	111.40M	103.80M	69.20M
Basic Shares Outstanding	64.20M	64.16M	63.61M	62.73M	62.74M	63.70M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Diluted Shares Outstanding	64.40M	64.52M	64.10M	63.00M	63.44M	64.69M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
EBITDA	712.37M	1.02B	490.24M	352.24M	500.64M	652.16M	482.70M	401.66M	374.62M	390.25M	351.30M	373.00M	365.10M	357.81M	355.57M	472.07M	591.33M	525.37M	389.29M	296.98M	275.48M	282.17M	302.57M	391.32M	336.60M	306.80M	240.10M	222.50M	196.10M	132.40M
EBITDA Margin	35.85%	460.72%	35.74%	24.44%	36.60%	49.81%	40.13%	35.67%	35.16%	38.75%	38.04%	41.74%	41.88%	42.32%	42.82%	57.48%	75.14%	74.01%	62.62%	53.36%	52.06%	54.82%	59.43%	79.27%	74.12%	75.44%	78.34%	81.32%	81.71%	62.13%
EBIT	1.37B	853.26M	513.44M	396.36M	629.25M	601.99M	434.89M	353.49M	332.66M	350.56M	312.83M	335.23M	327.48M	320.22M	319.11M	438.50M	559.97M	500.20M	362.95M	271.12M	247.73M	250.67M	264.24M	355.81M	299.20M	277.70M	226.20M	197.20M	175.10M	126.80M
EBIT Margin	69.01%	387.18%	37.43%	27.50%	46.00%	45.98%	36.15%	31.39%	31.23%	34.81%	33.88%	37.51%	37.56%	37.87%	38.43%	53.39%	71.16%	70.46%	58.39%	48.72%	46.82%	48.70%	51.90%	72.08%	65.89%	68.28%	73.80%	72.08%	72.96%	59.50%
Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31