ABCB | Ameris Bancorp Stock Financials Income Statements Annual

(Stock Exchange: NASDAQ)

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Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31
Revenue	1.45B	1.09B	1.02B	1.08B	699.20M	457.79M	361.09M	319.00M	243.42M	199.22M	162.73M	152.24M	139.46M	109.87M	93.81M	91.81M	92.67M	89.22M	66.14M	58.01M	57.06M	61.92M	52.91M	46.39M	43.40M	43.20M	40.40M	32.90M	19.30M	16.50M
Cost of Revenue	-76.97M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	1.52B	1.09B	1.02B	1.08B	699.20M	457.79M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Expenses	208.94M	-539.46M	-521.22M	-738.90M	-487.61M	-236.36M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Admin	358.91M	332.20M	346.21M	368.32M	231.87M	154.86M	156.09M	139.32M	120.64M	92.30M	69.83M	65.43M	51.25M	40.13M	40.48M	34.78M	29.84M	27.04M	22.48M	20.89M	19.60M	21.16M	18.17M	16.42M	14.90M	14.00M	13.70M	10.70M	6.20M	5.70M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Operating Expenses	-208.94M	-871.66M	-867.43M	-1.11B	-719.48M	-425.02M	N/A	N/A	N/A	N/A	N/A	N/A	-26.87M	-14.65M	-38.57M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	-30.48M	545.96M	496.11M	340.24M	211.58M	221.42M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Expenses / Income	356.94M	-92.86M	496.11M	340.24M	211.58M	-69.93M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Before Tax Income	356.94M	453.10M	496.11M	340.24M	211.58M	151.49M	124.28M	105.25M	56.74M	56.20M	29.30M	21.72M	31.65M	-7.18M	-34.49M	-5.97M	22.45M	33.26M	20.88M	19.72M	17.96M	15.43M	14.32M	14.44M	13.30M	9.60M	10.50M	9.40M	6.20M	4.30M
Income Tax Expenses	87.83M	106.56M	119.20M	78.26M	50.14M	30.46M	50.73M	33.15M	15.90M	17.48M	9.29M	7.29M	10.56M	-3.19M	7.30M	-2.05M	7.30M	11.13M	7.15M	6.62M	5.95M	5.08M	4.69M	4.34M	4.30M	2.70M	3.10M	2.70M	1.90M	1.20M
Net Income	269.11M	346.54M	376.91M	261.99M	161.44M	121.03M	73.55M	72.10M	40.85M	38.72M	20.02M	14.44M	21.09M	-3.99M	-41.79M	-3.92M	15.15M	22.13M	13.73M	13.10M	12.01M	10.36M	9.63M	10.10M	9.00M	6.90M	7.40M	6.70M	4.30M	3.10M
Interest Expenses	89.37M	92.86M	47.78M	88.75M	131.23M	69.93M	34.22M	19.69M	14.86M	14.68M	10.14M	15.07M	27.55M	29.79M	40.55M	56.34M	71.00M	54.15M	26.93M	19.38M	22.05M	28.14M	34.90M	30.80M	24.40M	26.40M	26.00M	21.20M	10.70M	7.80M
Basic Shares Outstanding	68.98M	69.19M	69.43M	69.26M	58.46M	43.14M	36.83M	34.35M	31.76M	25.97M	23.92M	23.80M	23.45M	20.50M	13.91M	13.89M	13.91M	13.30M	12.27M	12.03M	12.05M	12.17M	11.32M	10.47M	10.78M	10.75M	10.64M	9.61M	6.17M	5.46M
Diluted Shares Outstanding	69.10M	69.42M	69.76M	69.43M	58.61M	43.25M	37.14M	34.70M	32.13M	26.26M	24.35M	23.84M	23.54M	20.50M	13.91M	13.89M	14.04M	13.54M	12.38M	12.13M	12.15M	12.17M	11.43M	10.47M	10.78M	10.75M	10.74M	9.61M	6.27M	5.46M
EBITDA	18.24M	565.70M	511.08M	359.86M	229.30M	240.95M	171.63M	138.84M	83.40M	79.86M	45.79M	43.19M	64.59M	26.94M	10.30M	54.90M	97.81M	92.26M	51.10M	42.03M	43.26M	48.03M	53.45M	48.63M	40.70M	39.00M	39.20M	32.60M	18.10M	13.20M
EBITDA Margin	1.26%	52.12%	50.24%	33.35%	32.79%	52.63%	47.53%	43.52%	34.26%	40.09%	28.14%	28.37%	46.31%	24.52%	10.98%	59.80%	105.55%	103.41%	77.27%	72.45%	75.82%	77.56%	101.03%	104.83%	93.78%	90.28%	97.03%	99.09%	93.78%	80.00%
EBIT	446.31M	545.96M	543.90M	428.99M	342.81M	221.42M	158.50M	124.94M	71.60M	70.89M	39.44M	36.79M	59.20M	22.61M	6.06M	50.37M	93.45M	87.41M	47.81M	39.10M	40.01M	43.58M	49.23M	45.25M	37.70M	36.00M	36.50M	30.60M	16.90M	12.10M
EBIT Margin	30.86%	50.30%	53.46%	39.75%	49.03%	48.37%	43.90%	39.17%	29.41%	35.58%	24.24%	24.17%	42.45%	20.58%	6.46%	54.87%	100.84%	97.96%	72.29%	67.39%	70.12%	70.38%	93.04%	97.54%	86.87%	83.33%	90.35%	93.01%	87.56%	73.33%
Financial Year End	2023-12-31	2022-12-31	2021-12-31	2020-12-31	2019-12-31	2018-12-31	2017-12-31	2016-12-31	2015-12-31	2014-12-31	2013-12-31	2012-12-31	2011-12-31	2010-12-31	2009-12-31	2008-12-31	2007-12-31	2006-12-31	2005-12-31	2004-12-31	2003-12-31	2002-12-31	2001-12-31	2000-12-31	1999-12-31	1998-12-31	1997-12-31	1996-12-31	1995-12-31	1994-12-31